Do you live in Temple, TX, or nearby communities like Belton and Morgan's Point Resort? Then here's a friendly, but important, reminder: your 2025 dental benefits are on the clock!
At Lakewood Dental Trails, Dr. Richard Leung, Dr. Erin Kern, and Dr. David Vu want to help every patient make the most of their coverage before it resets on January 1st.
Dental benefits are a valuable resource, and many patients don't realize how much they can save by planning ahead. With our caring team, relaxing environment, and comprehensive family dentistry, there's no better time to schedule your visit.
We're here to make your experience stress-free and personalized, whether it's a routine checkup for the kids, a cleaning for yourself, or a consultation for more complex treatment like dental implants.
Why the "Use It or Lose It" Deadline Is Non-Negotiable
Many patients ask, "How does dental insurance work?" The answer might surprise you. Most dental insurance plans operate on a calendar year, meaning any unused benefits disappear when the new year begins. Dollars you've already paid toward premiums could vanish if not used.
Here's a quick refresher on common insurance terms:
- Deductible — A deductible is the amount you pay out-of-pocket before your insurance starts covering most services.
- Premiums — Premiums are your monthly or yearly cost for maintaining your coverage.
- Annual maximum — This is the total amount your plan will pay each year toward treatments.
When the clock strikes midnight on December 31st, any unused portion of your annual maximum disappears. This "use it or lose it" rule is non-negotiable, which makes acting now more important than ever for your oral health and your wallet. Skipping care now could mean delaying preventive or restorative treatments that keep your smile healthy and strong.
Smart Ways to Maximize Your Remaining 2025 Dollars
How do you use your dental benefits before the end of the year? Start with high-value preventive care, such as:
- Routine checkups
- Professional cleanings
- X-rays to catch hidden issues early
If you have minor concerns, like small cavities or early gum problems, getting fillings or periodontal treatments now ensures that your insurance covers as much as possible. For major procedures such as crowns, bridges, or implants, consider phasing treatment appointments between 2025 and 2026 to strategically use both years' benefits.
If you're uninsured or looking to stretch your dental dollars further, our office membership plan is a great option. It provides discounted care and preventive services, making quality dental treatment accessible for everyone in Temple and surrounding communities.
The Simple Two-Step Plan to Claim Your Benefits Now
Using your remaining 2025 benefits is easier than you think. Follow this simple plan:
- Call our dental office to review exactly how much coverage you have left.
- Schedule your appointment immediately to ensure you receive the care you need before your benefits reset.
Call Our Dentist in Temple, TX
Don't let your hard-earned benefits slip away! Whether you need a routine cleaning, a minor procedure, or a plan for future treatments, Lakewood Dental Trails is ready to help. Protect your smile, make the most of your coverage, and enjoy a stress-free visit with a trusted dentist in Temple, TX, today. Don't forget to ask us about our in-office membership plan!